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	<title>Comments for Intelligent Investor Club</title>
	<link>http://www.intelligentinvestorclub.com</link>
	<description>Value Investing Strategies of Warren Buffett and Benjamin Graham</description>
	<pubDate>Sun, 05 Feb 2012 13:27:35 +0000</pubDate>
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		<title>Comment on Warren Buffett Partnership Letters by Kwon, Yong-Il</title>
		<link>http://www.intelligentinvestorclub.com/warren-buffett-partnership-letters#comment-629</link>
		<author>Kwon, Yong-Il</author>
		<pubDate>Sat, 10 Dec 2011 08:14:04 +0000</pubDate>
		<guid>http://www.intelligentinvestorclub.com/warren-buffett-partnership-letters#comment-629</guid>
		<description>thanks for your kindness !!</description>
		<content:encoded><![CDATA[<p>thanks for your kindness !!</p>
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		<title>Comment on Feedback by Stephan Venter</title>
		<link>http://www.intelligentinvestorclub.com/feedback#comment-559</link>
		<author>Stephan Venter</author>
		<pubDate>Sun, 23 Oct 2011 12:59:57 +0000</pubDate>
		<guid>http://www.intelligentinvestorclub.com/feedback#comment-559</guid>
		<description>Hi 
I am an post graduate student in financial analysis and portfolio management at the University of Cape- Town South Africa. As a value investor and big fan of Warren Buffet ,I love to read on all of his investment ideas. I am busy reading all of his letters to shareholders and making summaries of each year in order to get a sense of all of his investment and management principals. I have only recently come across your website. But find it very helpful and insightful. Was just wondering why you stopped summarizing his letters in the 2000's?

Keep up the good work!

Regards
SA value investor</description>
		<content:encoded><![CDATA[<p>Hi<br />
I am an post graduate student in financial analysis and portfolio management at the University of Cape- Town South Africa. As a value investor and big fan of Warren Buffet ,I love to read on all of his investment ideas. I am busy reading all of his letters to shareholders and making summaries of each year in order to get a sense of all of his investment and management principals. I have only recently come across your website. But find it very helpful and insightful. Was just wondering why you stopped summarizing his letters in the 2000&#8217;s?</p>
<p>Keep up the good work!</p>
<p>Regards<br />
SA value investor</p>
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		<title>Comment on Warren Buffett and Bill Gates Columbia Business School Transcript by Joe P</title>
		<link>http://www.intelligentinvestorclub.com/interview/warren-buffett-and-bill-gates-columbia-business-school-transcript#comment-541</link>
		<author>Joe P</author>
		<pubDate>Thu, 05 May 2011 09:07:29 +0000</pubDate>
		<guid>http://www.intelligentinvestorclub.com/interview/warren-buffett-and-bill-gates-columbia-business-school-transcript#comment-541</guid>
		<description>Investments are risks you take to succeed. Take for example land investments, this requires time and patience and careful study, considering one important thing... location.</description>
		<content:encoded><![CDATA[<p>Investments are risks you take to succeed. Take for example land investments, this requires time and patience and careful study, considering one important thing&#8230; location.</p>
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		<title>Comment on Warren Buffett MBA Talk at University of Florida (Transcripts) by Jerry</title>
		<link>http://www.intelligentinvestorclub.com/seminars/warren-buffett-mba-talk-at-university-of-florida-transcripts#comment-539</link>
		<author>Jerry</author>
		<pubDate>Wed, 27 Apr 2011 06:24:39 +0000</pubDate>
		<guid>http://www.intelligentinvestorclub.com/seminars/warren-buffett-mba-talk-at-university-of-florida-transcripts#comment-539</guid>
		<description>Many thanks for this transcript which gives a lot of insight.
Jerry</description>
		<content:encoded><![CDATA[<p>Many thanks for this transcript which gives a lot of insight.<br />
Jerry</p>
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		<title>Comment on The Ben Graham Centre for Value Investing by Micah Johnson</title>
		<link>http://www.intelligentinvestorclub.com/downloads/benjamin-graham-centre-for-value-investing#comment-534</link>
		<author>Micah Johnson</author>
		<pubDate>Mon, 14 Mar 2011 18:30:43 +0000</pubDate>
		<guid>http://www.intelligentinvestorclub.com/downloads/benjamin-graham-centre-for-value-investing#comment-534</guid>
		<description>Hey Martin!

I wanted to see if I could also get a forwarded copy of the original Buffett partnership letters. Thanks so much!</description>
		<content:encoded><![CDATA[<p>Hey Martin!</p>
<p>I wanted to see if I could also get a forwarded copy of the original Buffett partnership letters. Thanks so much!</p>
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		<title>Comment on Feedback by Gustavo Ballve</title>
		<link>http://www.intelligentinvestorclub.com/feedback#comment-528</link>
		<author>Gustavo Ballve</author>
		<pubDate>Mon, 24 Jan 2011 19:10:46 +0000</pubDate>
		<guid>http://www.intelligentinvestorclub.com/feedback#comment-528</guid>
		<description>Just dropping a note to say thank you for the transcript to Warren Buffett's 1998 talk at Florida U. We've quoted from the videos in our latest quarterly report (not out in English yet), and posted about it today in our official blog, Buysiders.com. Your site is a great source for Buffett material, thanks again.
Best regards,
Gustavo
Firm name: Investidor Profissional (in Rio de Janeiro, Brazil)</description>
		<content:encoded><![CDATA[<p>Just dropping a note to say thank you for the transcript to Warren Buffett&#8217;s 1998 talk at Florida U. We&#8217;ve quoted from the videos in our latest quarterly report (not out in English yet), and posted about it today in our official blog, Buysiders.com. Your site is a great source for Buffett material, thanks again.<br />
Best regards,<br />
Gustavo<br />
Firm name: Investidor Profissional (in Rio de Janeiro, Brazil)</p>
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		<title>Comment on 2 Psychological Mistakes We All Make With Money by Nghi Tran</title>
		<link>http://www.intelligentinvestorclub.com/others/2-psychological-mistakes-we-all-make-with-money#comment-527</link>
		<author>Nghi Tran</author>
		<pubDate>Thu, 20 Jan 2011 05:52:02 +0000</pubDate>
		<guid>http://www.intelligentinvestorclub.com/others/2-psychological-mistakes-we-all-make-with-money#comment-527</guid>
		<description>5. Lastly, invest in yourself such as self-education, reading, advanced schooling, but watch for education costs though</description>
		<content:encoded><![CDATA[<p>5. Lastly, invest in yourself such as self-education, reading, advanced schooling, but watch for education costs though</p>
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		<title>Comment on 2 Psychological Mistakes We All Make With Money by Nghi Tran</title>
		<link>http://www.intelligentinvestorclub.com/others/2-psychological-mistakes-we-all-make-with-money#comment-526</link>
		<author>Nghi Tran</author>
		<pubDate>Thu, 20 Jan 2011 05:49:39 +0000</pubDate>
		<guid>http://www.intelligentinvestorclub.com/others/2-psychological-mistakes-we-all-make-with-money#comment-526</guid>
		<description>Let me shorten it to 30 seconds instead of 30 minutes:

1. Watch your emotions, avoid impulse purchases (Buy what you need, not what you want... by substituting with a cheaper alternative)
2. Avoid debt
3. Save as much as you can without affecting your normal lifestyle
4. Invest your savings consistently and wisely</description>
		<content:encoded><![CDATA[<p>Let me shorten it to 30 seconds instead of 30 minutes:</p>
<p>1. Watch your emotions, avoid impulse purchases (Buy what you need, not what you want&#8230; by substituting with a cheaper alternative)<br />
2. Avoid debt<br />
3. Save as much as you can without affecting your normal lifestyle<br />
4. Invest your savings consistently and wisely</p>
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		<title>Comment on Feedback by Margaret Seamon</title>
		<link>http://www.intelligentinvestorclub.com/feedback#comment-525</link>
		<author>Margaret Seamon</author>
		<pubDate>Wed, 19 Jan 2011 23:54:26 +0000</pubDate>
		<guid>http://www.intelligentinvestorclub.com/feedback#comment-525</guid>
		<description>My husband and I bought what we thought was a Schult Modular. Not only wasn't it modular, it is also a cheap dump, for which we paid a great sum of money! Under HUD, Crest Homes/Clayton, whomever, built a house under HUD code, with violations! I am not the only one. Seems there is something rotten in Middlebury, Indiana Plant. I was told by Schult, the builder orders "special" homes. Boy, is it special. Less than four year's old, and it's under State violations, per HUD. My question is, does Warren Buffett realize, "special homes", are being producted for HUD Homes? House is seperating, carpet ruined, door knob's broken, the list goes on! The builder is blaming Schult/Crest/Clayton, and in turn, Mike Ruszkowski and Moyer, say it is the builder's fault. I disagree! This house should have never been sold as a special house! Our floor's are so badly warped and buckled, I have had to receive injections in my foot and knee, from walking in my own house! By the way, Wells Fargo further assisted us, by giving us a predatory loan, for this special house. I have read, all site's, under all your corporate name's. Thing is, the Federal Government doesn't have a clue as to what is happening. I think I know! Bank's give mortgages based on HUD. The contractor, through your companies, is selling shell home's, financing is given on a not "special home", builder, bank and Schult all make out well. I have found other's with the same complaint's. Mike Ruszowski has been told repeatedly, I did start this mess. I want one of your house that you advertise on your websires. This house is a piece of crap! Cabinet finish is peeling, carpet ruined, ceiling cracking, floor's are ruined. When the house was only a couple of weeks old, Mr. Mike Moyer came to our house. At that time, he advised me to wait, and almost 4 year's, I'm still waiting. When Moyer was here, he could've plainly seen there was no ventilation under the crawlspace, which is also uder violation. Quite frankly, I do not give one flying pig, who is to blame! We want our house fixed! I am not going away. The longer we are kept waiting, the angrier I am becoming! It's almost as if Mike Ruszkowski is asking to be sued! I expect a house, as discribed on your Internet sites, which meets or exceed's standards. Otherwise, hell will break loose! How dare Warren Buffett worry about Thanksgiving at McDonald's, when his corporations are building under code, under violation homes? My number is 715-874-4369! Do NOT have either Mike call here! I want to resolved NOW! Four year's is enough!</description>
		<content:encoded><![CDATA[<p>My husband and I bought what we thought was a Schult Modular. Not only wasn&#8217;t it modular, it is also a cheap dump, for which we paid a great sum of money! Under HUD, Crest Homes/Clayton, whomever, built a house under HUD code, with violations! I am not the only one. Seems there is something rotten in Middlebury, Indiana Plant. I was told by Schult, the builder orders &#8220;special&#8221; homes. Boy, is it special. Less than four year&#8217;s old, and it&#8217;s under State violations, per HUD. My question is, does Warren Buffett realize, &#8220;special homes&#8221;, are being producted for HUD Homes? House is seperating, carpet ruined, door knob&#8217;s broken, the list goes on! The builder is blaming Schult/Crest/Clayton, and in turn, Mike Ruszkowski and Moyer, say it is the builder&#8217;s fault. I disagree! This house should have never been sold as a special house! Our floor&#8217;s are so badly warped and buckled, I have had to receive injections in my foot and knee, from walking in my own house! By the way, Wells Fargo further assisted us, by giving us a predatory loan, for this special house. I have read, all site&#8217;s, under all your corporate name&#8217;s. Thing is, the Federal Government doesn&#8217;t have a clue as to what is happening. I think I know! Bank&#8217;s give mortgages based on HUD. The contractor, through your companies, is selling shell home&#8217;s, financing is given on a not &#8220;special home&#8221;, builder, bank and Schult all make out well. I have found other&#8217;s with the same complaint&#8217;s. Mike Ruszowski has been told repeatedly, I did start this mess. I want one of your house that you advertise on your websires. This house is a piece of crap! Cabinet finish is peeling, carpet ruined, ceiling cracking, floor&#8217;s are ruined. When the house was only a couple of weeks old, Mr. Mike Moyer came to our house. At that time, he advised me to wait, and almost 4 year&#8217;s, I&#8217;m still waiting. When Moyer was here, he could&#8217;ve plainly seen there was no ventilation under the crawlspace, which is also uder violation. Quite frankly, I do not give one flying pig, who is to blame! We want our house fixed! I am not going away. The longer we are kept waiting, the angrier I am becoming! It&#8217;s almost as if Mike Ruszkowski is asking to be sued! I expect a house, as discribed on your Internet sites, which meets or exceed&#8217;s standards. Otherwise, hell will break loose! How dare Warren Buffett worry about Thanksgiving at McDonald&#8217;s, when his corporations are building under code, under violation homes? My number is 715-874-4369! Do NOT have either Mike call here! I want to resolved NOW! Four year&#8217;s is enough!</p>
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		<title>Comment on Why do Most Investors Lose Money? by Stentor Media</title>
		<link>http://www.intelligentinvestorclub.com/value-investing/why-do-most-investors-lose-money#comment-514</link>
		<author>Stentor Media</author>
		<pubDate>Mon, 06 Dec 2010 19:25:08 +0000</pubDate>
		<guid>http://www.intelligentinvestorclub.com/value-investing/why-do-most-investors-lose-money#comment-514</guid>
		<description>Really nice and informative post. Thanks for this great article and for bringing forward the voices of individuals and communities that have to face the real effects of the mining industry and that are organizing a strong resistance. It's hard to believe that one whole year has passed since Marcelo Rivera was disappeared and yet no one has even gone to trial for his murder.</description>
		<content:encoded><![CDATA[<p>Really nice and informative post. Thanks for this great article and for bringing forward the voices of individuals and communities that have to face the real effects of the mining industry and that are organizing a strong resistance. It&#8217;s hard to believe that one whole year has passed since Marcelo Rivera was disappeared and yet no one has even gone to trial for his murder.</p>
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